Foundation

Security with potential

Coming soon: a new range of Foundation

We launch Foundation funds at regular intervals throughout the year, each with a limited offer period.

The details of each launch varies, but all funds are designed to return a minimum of your capital at the end of the fixed term and offer the potential for returns based on the performance of a market-linked index or a basket of stocks.

The minimum investment in Foundation is USD / ₤ / € 5,000 over a fixed term.

Foundation could be right for you if you:

• Are new to investing or a cautious investor  - Foundation is designed to protect your capital at the end of a fixed term, while giving you the opportunity to benefit from stock market growth potential. 
• Are seeking to diversify your portfolio - by choosing from a variety of funds you can increase the reach of your investment portfolio without taking more risk
• Want to access markets you may not have considered before - such as Asian markets or specific sectors such as commodities energy or multimedia
• Require regular bonus payments - some funds offer bonuses so, depending on which fund you choose, you don't have to wait until the end of the investment term to see a return.

However, if you are looking to invest before then, there are other funds in the HSBC range which may be right for you. Please visit HSBC funds page for more information.

SOME THINGS YOU SHOULD KNOW BEFORE YOU INVEST

Your investment will be in shares of HSBC International Capital Secured Growth Funds plc. The return of your capital and growth is dependent on financial instruments bought from one or more financial institutions including HSBC Bank plc and from sovereign states. For this current issue, we will invest 100% of the funds' assets, minus charges, with HSBC Bank plc, who in turn will invest up to 92% of the funds' assets with AAA-rated government bonds, leaving 8% invested with HSBC Bank plc. The 'AAA' rating is the highest rating assigned by Standard & Poor's and indicates the issuer's capacity to meet its financial commitment is extremely strong. It is only in the unlikely event of one of these governments, or HSBC Bank plc, defaulting on their obligations that the benefits described will not be delivered, however, Foundation is not a guaranteed investment.

You should understand that while Foundation offers exposure to various types of assets, it may provide a lower return than you would have received through direct investment due to the cost of capital protection. However, investing in this way is designed to protect you against falls in the stock market at maturity, whereas with direct investment you would be exposed to such falls. If you held shares directly, you would also benefit from the dividends paid by them. By investing in Foundation you will not receive these share dividends.

Attention:

Please remember that with investments the value of shares and the income from them may go down as well as up, is not guaranteed, and you may not get back the amount you invested. This could also happen as a result of changes in the rate of currency exchange, particularly where overseas securities are held.

Investing in funds has an associated risk which is dependent on the investment strategy of the share fund. Past performance is no guarantee of future return.

Please refer to the individual product screen for full details. 

We always recommend that any shares held are viewed as a medium to long-term investment (at least five years) as any investment charges paid will impact the value of your shares in the short term.

Capital protected investments are not guaranteed - please refer to the individual product screen for full details. Fund statute, sales prospectus and simplified brochures are available at fund distributors, sales points, at residences of HSBC Bank plc, foreign branch and on this web site in each fund type section under Download.