Freedom

Enjoy complete control over your investments, choosing sub-funds from a selection that includes a wide geographic spread, a variety of asset options and currencies, and differing levels of risk. Available in US dollars, Sterling or euro.

• Currency - US dollars, sterling and euro.
• Growth potential or income - depending on the sub-fund that you choose.
• Control and choice - easy access to over 40 sub-funds from around the globe including new/emerging markets so you can build your own portfolio.
• Existing Freedom Investors - you can buy, sell and switch between sub-funds
• Flexibility - switch between sub-funds for free up to six times a year (with the exception of the US Index fund)
• Expertise - specialist investment teams around the world combine their local knowledge and expertise with global resources to make investment decisions for each sub fund
• The value of your investment and any income can go down as well as up and may fall below the original investment amount
• Low lump sum minimum investment of USD / ₤ / € 5,000.
• Regular payment minimum limit of USD / ₤ / € 200.

SOME THINGS YOU SHOULD KNOW BEFORE YOU INVEST

Past performance cannot be taken as an indication of future performance

You should be aware of the potential risks of investing in a currency which is not your base currency and the effect any changes in exchange rate may have, be it up or down, when converting your returns back to your base currency.

The underlying investments may be made in local currencies which are subject to exchange rate fluctuations when converting returns back to the base currency.

We always recommend that any shares held are viewed as a medium to long-term investment (at least five years or more) and maintain a sufficient cash reserve to avoid having to withdraw your money before you planned to.

Freedom portfolios have exposure to emerging markets. Investors are advised to consider carefully the special risks of investing in emerging market securities. These economies have been and may continue to be affected adversely by economic conditions in the countries in which they trade.

In Slovakia this investment is distributed by HSBC Bank plc. – foreign branch Bratislava based on single European license.

Attention:

Please remember that with investments the value of shares and the income from them may go down as well as up, is not guaranteed, and you may not get back the amount you invested. This could also happen as a result of changes in the rate of currency exchange, particularly where overseas securities are held.

Investing in funds has an associated risk which is dependent on the investment strategy of the share fund. Past performance is no guarantee of future return.

Please refer to the individual product screen for full details.

We always recommend that any shares held are viewed as a medium to long-term investment (at least five years) as any investment charges paid will impact the value of your shares in the short term.

Capital protected investments are not guaranteed - please refer to the individual product screen for full details. Fund statute, sales prospectus and simplified brochures are available at fund distributors, sales points, at residences of HSBC Bank plc, foreign branch and on this web site in each fund type section under Download.